Begin with the same buyer-ready acquisition boundary
Record the actual candidate, quotation date, original market, transmission and accepted condition. Separate vehicle price from inspection, agreed preparation, inland transport, export handling, freight, insurance, destination charges and applicable registration-related costs. The price guide and landed-cost review define that boundary without inventing current charges. Mark every line as included, quoted, estimated or unestablished and identify the responsible party. Avoid comparing a local buyer-ready offer with an imported vehicle ask. The ownership worksheet begins after the same usable acquisition stage on each route; unresolved eligibility remains a purchase condition rather than a small miscellaneous allowance.
Describe the actual driving duty
Estimate annual distance from the intended daily task, including city congestion, occasional longer trips, passengers, luggage and climate-control use. Use your own repeatable observations or a clearly labelled planning assumption for fuel consumption; brochure figures do not guarantee the result for your routes. The fuel-consumption and emissions guide keeps test conditions distinct from actual duty. Calculate fuel expenditure as planned distance multiplied by assumed fuel use per distance and your stated fuel-price scenario, with consistent units. Show more than one plausible scenario where the decision is sensitive, but do not present any scenario as a forecast or proof of registration eligibility.
Obtain applicable maintenance and consumable scope
Ask a receiving workshop to identify maintenance requirements from the exact installed systems, available history and current examination. Separate initial baseline work from recurring planned service, and avoid one universal interval or fluid recommendation across all offers. In the maintenance and parts guide, fitment and usable support matter as much as an advertised component price. Record labour, included materials and exclusions where actually quoted. Tyres, brakes and the starting condition can change expected preparation, but their future replacement timing depends on use and findings. Keep a known replacement requirement separate from a possible future operation so the same cost is not counted twice.
Account for support and interruption without false precision
List practical constraints such as specialist access, parts ordering, travel to a workshop and whether the household has another transport option. An actual service quotation can establish planned labour; it cannot establish the probability of every future fault. Keep unquantified consequential uncertainty visible rather than inventing a precise repair allowance that conceals it. The repaired-CVT purchase decision is relevant when a candidate has an attributable transmission intervention. Support promises need applicable written scope. Where useful, state a buyer-selected contingency scenario, clearly labelled as planning rather than an expected failure bill, and retain acceptance questions outside the arithmetic.
Treat insurance, local charges and resale individually
Obtain applicable insurance and recurring local charges for the buyer and candidate through qualified local routes. Do not transfer another owner’s quotation or another country’s registration assumptions into this worksheet. At the end of the chosen period, show a range of buyer-selected resale scenarios rather than a guaranteed residual value. Current advertisements describe asking prices, not verified future transactions. A higher-mileage purchase comparison should retain different starting history and preparation. If a claimed resale premium determines the whole decision, test whether the chosen route remains acceptable without it. Keep selling costs and outstanding ownership obligations visible where they are relevant and established.
Compare the result with its remaining conditions
Sum acquisition, fuel scenarios, quoted initial work, planned service, applicable recurring charges and any separately labelled buyer contingency, then subtract only the explicitly assumed resale scenario. State what is not priced and why. The CVT versus manual purchase review can identify whether a supported convenience benefit is worth a real prepared premium. Choose the candidate whose cost boundary, useful equipment and evidence limits you can accept, not simply the lowest calculated total. Keep the worksheet version, quotation dates and assumptions with the purchase file, and update affected lines if the offered VIN, duty, exchange assumption or commercial scope changes.
Compare the acceptance conditions
- Quoted
- Retain attributable acquisition and service quotations with scope and dates.
- Assumed
- Label future duty, fuel prices, resale and buyer contingencies explicitly.
- Conditional
- Keep unresolved eligibility, consequential diagnosis and support outside a misleading precise total.
Buyer evidence checklist
- Use one acquisition boundary for both offers.
- Record duty and consistent fuel calculation units.
- Avoid double-counting initial and recurring work.
- Distinguish usable support from assumed repair cover.
- Test the comparison under different resale assumptions.
Questions before you buy
Can this predict the exact three-year bill?
No. It organises quoted costs and planning assumptions without guaranteeing future usage, faults or resale.
Should the cheaper vehicle always win?
No. Useful equipment, current condition, eligibility and usable support can change the acceptable purchase.
